This is really sidebar.  I'm an old house fanatic...do you guys use the picture rail in your house (I see it right there in the picture!).  

When I get amped up about our old house I look at this great ad from the 70's I had framed.  It's a VW ad for a Beetle.  The header reads: "Live Below Your Means"  and then goes on to extoll the virtues of living a frugal life.  Funny, VW should be pulling that one out again.