mrs chicken, I was just thinking again today about what your daughter said—“We have just as much money as we need, no more, no less, right, Mom?â€—and I suddenly realized I never responded to your comment! I did in my head, but not here, where you could see it. Sorry! I do love your daughter's perspective. That seems like exactly the right way to live and to begin teaching our kids about money. Thanks for sharing a bit about your experience in this area. It's good to know I'm not alone! :)