Carla, I completely hear you—healthcare is a huge factor in all of this disparity. As a freelance writer, I have to buy my insurance, but I haven't faced the sort of medical expenses you have. I'm amazed that you can think of people who are worse off than you, rather than just feel angry about your own situation. I don't have the answers, but please keep sharing your story and asking the important questions, like the ones you asked here. It's a mercy and justice issue that MUST be addressed.