Since I don't really believe in a god, I find it difficult to use Him (or Her) as an explanation for such things. As you yourself say, it's difficult to figure out why such things happen if they are the hand of God, because they more often DON'T happen than do.

However, I AM a believer in coincidence and I'm also a believer in the ide a that some people (lucky people??) have good timing. How or why I don't know, but some people do seem to have a knack of being "in the right place at the right time".

Perhaps THAT'S the subject we should all be investigating - how to have good timing - any tips?